Self-employed accounting · alternative
The private Coconut alternative.
Coconut helps sole traders track income and set aside tax. is the alternative that runs the whole business day to day, with real profit and true privacy.
Where Coconut wins
Coconut connects to your bank, sorts income and expenses and estimates the tax to put aside.
Where wins
tracks profit and tax-ready figures too, then adds invoicing, clients and stock, and can be end-to-end encrypted rather than reading your bank to work.
| Feature | Coconut | |
|---|---|---|
| Income, expenses, tax set-aside | ✓ | ✓ |
| Invoicing and clients | ✓ | Basic |
| Works with any bank | ✓ | Linked |
| End-to-end encryption | ✓ | ✗ |
| Starting price | Free · £6.99/mo | Free · paid |
Which one is right for you
Pick Coconut if…
You want a bank-linked app purely for sorting income and tax.
Pick if…
You want to run the whole business privately, with real profit and invoicing.
Does read my bank?
Only if you choose to connect it. It can be end-to-end encrypted either way.
Does it help with tax?
Yes, it keeps clear figures and our free tax calculator estimates the bill.