Accounting software · alternative
The private Xero alternative.
Xero is proper accounting software, powerful, and more than a lot of small businesses need. is the alternative for running your business and its money without the accounting-suite complexity or cost.
Where Xero wins
Xero is a full accounting platform with bank reconciliation, VAT/MTD filing, payroll and a huge app marketplace. Accountants love it.
Where wins
focuses on running the business (invoices, stock, projects, profit) rather than statutory accounting. It is simpler, private by default, and much cheaper, and your accountant can still take the numbers.
| Feature | Xero | |
|---|---|---|
| Invoicing & profit | ✓ | ✓ |
| Runs your business apps (stock, pipelines) | ✓ | ✗ |
| End-to-end encryption | ✓ | ✗ |
| Bank reconciliation & MTD filing | Not yet | ✓ |
| Simple enough to use without an accountant | ✓ | Built for accountants |
| Starting price | Free · £6.99/mo | Paid only |
Which one is right for you
Pick Xero if…
You need full statutory accounting, VAT/MTD filing and an accountant working inside the tool.
Pick if…
You want to run the business and see real profit, simply and privately, without accounting-suite overhead.
Can replace Xero?
For running your business and its money, often yes. For statutory filing and payroll, Xero is stronger, and you can still export clean numbers to it or your accountant.
Is simpler than Xero?
Much. It is built for the owner, not the accountant.